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Home Insurance

Home Insurance

Insure your home, belongings, and more. Your house is one of your most important investments, so be sure to protect it with a homeowners insurance policy. Lower your Homeowners cost today.

Health Insurance

Health insurance is there when you need it and never worth going without. A sudden health problem can never be predicted.  Health Plans For Any Stage Of Your Life. Find A Plan That Fits You!

Affordable Life Insurance is just a few clicks away. Your family can use it to help pay for funeral expenses, housing costs, children’s college, debts and just about anything else they may need.

Health Insurance for Seniors

Get Access to many of Medicare Supplement Plans in seconds! Quick & Easy.

Medicare is divided into parts that cover different kinds of medical costs.
Medicare Part A
 helps cover most inpatient hospital, skilled nursing home, home health and hospice care. There is a monthly premium for Part A, but many people will qualify for premium-free Part A*.

Medicare Part B covers routine doctor visits, including specialists, to treat your medical conditions. It also covers preventative services, which is healthcare meant to prevent illness (like the flu) or to detect at an an early stage, when treatment is most likely to work best.

Medicare Part A and Part B don’t cover everything.

With Medicare Advantage, Medicare Supplement or Prescription Drug Plan, you’re safeguarded from more out-of-pocket costs. Here are the basics that you need to know.

Medicare Part C (Medicare Advantage) plans work in place of your Part A and Part B benefits. Premiums and costs will vary among plans for copayments, coinsurance and deductibles, so it’s important to compare plans in your area.

  • Medicare Advantage (MA) plans have an annual limit on out-of-pocket costs for all medical services.

  • MA plans usually include prescription drug coverage (Part D), so you don’t have to enroll in a separate stand-alone drug plan.

  • Some plans may also include extra coverage such as vision, including benefits for eyeglasses or contact lenses.

  • Some plans cover routine dental care, including cleaning and cavity treatment.

  • Some plans cover hearing care, including benefits for hearing aids.

  • Insurance companies offering Medicare Advantage plans must follow rules set by Medicare.

  • Most MA plans are HMO or PPO plans.

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